Yenugula Venkata Ravi Kumar (YVR) is an Oracle ACE Director and Oracle Certified Master (OCM) with 22+ years’ experience in the banking, financial services, and insurance (BFSI) verticals. He has worked as a Vice President (DBA), Senior Database Architect, Senior Specialist Production DBA and Oracle Engineered Systems Architect. He is an OCP (Oracle 8i to 12c) and is Oracle Certified in Oracle GoldenGate, RAC, Performance Tuning, and Oracle Engineered Systems (Exadata, ZDLRA and ODA). He has written 100+ articles, which includes Oracle Technology Network (OTN), OraWorld Magazine, UKOUG, OTech Magazine and Redgate. He was an Oracle Speaker at OOW 17/18, IOUG 18, NYOUG, OTN-Yatra, AIOUG, Sangam, and SOUG. He has designed, architected, and implemented the core banking system (CBS) database for the central banks of two countries: India and Mahe, Seychelles.